I'll give to ya straight...

As it stands, you have a job and make 200K a month, and can't do stuff you want. Don't it seem stupid to spend your life like that?

It does, don't it. But what if, with just a tiny bit of effort, you could take a vacation once a year? Sound good?

Hey, what's with the face? You seriously ain't believin' me, there. But everyone reacts like that first off, f'real!

Just listen up for just a little here: Stash only 10K in the bank every month. That's all ya gotta do.