保険効いてこの値段ですからねー。
びっくりしました。
ちなみにあらかじめいくらかかるとか、そんな話なかったのでそれもどうかなーと思いました(^^;)

This was the price because my insurance was in effect, you see. I was surprised.

There was no discussion in advance of how much it would cost, by the way, so I wondered how that would work out. (^^;)